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Collateral Loans

If you need fast cash now, a collateral loan might be the best option. To get your immediate loan, complete the application on this page to get pre-approved. There's no application fee and no hidden costs. Our service has helped thousands and it can help you too.

If your house needs an immediate repair, you need cash fast. You don't have time to drag your feet and you don't have time to play games. But unfortunately, if you go to your bank or credit union and try to get a personal loan, you might be disappointed. Getting a personal loan with a traditional lender is tough because the criteria is super strict. However, it's a different story when you apply for collateral loans.

These loans require personal property as collateral. Collateral loans include:

  • boat title loans
  • motorcycle title loans
  • car title loans

Some people aren't comfortable pledging personal property as collateral, but if you don't have the highest credit score, a collateral loan can get your foot in the door with a lender.

Unique Collateral Loans for Everyone

We offer a unique service to help customers find affordable loans to meet their immediate needs. Whether it's a car repair, a home repair or you need cash for a medical expense, submit the application right now and we'll help you get fast cash.

After you submit your application, you'll speak with a loan representative. Naturally, anyone who applies for collateral loans has questions. Because we want you to feel comfortable with the process, this brief consultation is designed to answer any questions and help you understand how the process works from start to finish.

For example, you may wonder if the lender will take your collateral while you're paying off the loan. You'll be happy to know that whether you get a car title loan or a motorcycle title loan, we don't take your vehicle. You keep the keys, but we retain the title.

When it's all said and done, we're not here to complicate your life. And we know taking your personal vehicle makes it harder to get to work, school or run errands. This is why you can keep your wheels. As soon as you make your final payment, we'll mail back your title.

Customizable, Flexible Collateral Loans

You may have questions about repayment terms. This is also understandable since most people don't want a long-term loan. With our collateral loans you can customize a repayment plan that fits your budget. If you can afford to pay more monthly, there's the option of paying off your collateral loan in a few months or under a year, but we also have options for people who have to pay off their loans over several years.

A bank or credit union isn't going to offer this type of service. A loan officer will assign a repayment term, and you can either take it or leave it. This isn't how we work. We're here to serve our customers and we want to make the process as easy as possible for you.

You can also refinance or restructure your collateral loan. Sometimes, customers agree to a particular monthly payment and then realize it's too much for their budgets. All they have to do is give us a call and we'll lower the payment to an affordable amount.

Collateral loans are the best choice, especially if you can't qualify for traditional financing. There's no credit check, so it doesn't matter if you have a bankruptcy in your past or if you're just establishing a credit history, you can get financing. But there are minimum requirements.

Requirements for a Fast Loan

You have to be at least 18 years old with verifiable income. We accept all types of income, such as income from a job, self-employment, alimony, child support or unemployment. And since you're pledging collateral, you also need a free and clear vehicle title.

As you can see, most people can handle our basic loan requirements. We have a network of lenders throughout the state and city, so once you decide to move forward, you won't travel far to get your cash. And because our service is so convenient, we can even direct deposit your money.

If you need hundreds or thousands of dollars in the next 24 hours, there's no reason to look elsewhere. We offer a safe, reliable loan solution, and you can use the money for any purpose. Flexible repayment plans put us a step ahead of the competition, and our low interest rates result in affordable monthly payments.

We want to help you get fast cash, but we can't help you unless you complete the application. There's no obligation, and you can call us anytime of the day or night. You're never a burden to our reps, in fact, it's their privilege to answer your questions and make sure you understand how collateral loans work.

We do require two to three references, but don't worry, your information and situation remains private. This is good news, especially if you prefer keeping your family and friends out of your financial business. You don't have to be embarrassed or ashamed about your situation, but at the same time we understand the need for privacy.

A collateral loan can be the answer if you're short on cash and need an immediate solution. Unlike a bank or credit union which can take up to 7 to 10 days to process a loan, we respond quickly. Pre-approvals are sent in a matter of minutes, and in some cases we offer same-day cash.

This is a solution unlike any other, and you'll work with the best, most friendliest loan reps in the lending industry. We're ready to earn your trust and business, and this starts with you completing an application to get your estimate for a collateral loan. To be truthfully honest, you've got nothing to lose. Our service is free, fast and local. So stop worrying about your situation and take action.

We offer car title loans in Florida, as well as the following metro areas: