Are Title Loans Illegal in Florida?

You’ve probably heard about title loans, because they are an incredibly popular way to get fast cash when you need it most. Because of their speed and convenience, have you recently asked yourself, “Are title loans illegal in Florida?” We are here to set the record straight and let you know car title loans are perfectly legal in the Sunshine State. If you own your car outright and need money to take care of a financial emergency, you can use the title as collateral. Your loan amount will be based on the current market value of your car, so you will need to provide basic details such as the year, make, model, and mileage. You could get hundreds or maybe even thousands of dollars simply by using an asset you already own to its full potential. Think about how much easier your life would be with an extra wad of cash in your pocket. You could replace your broken hot water heater or schedule the surgery your dog so desperately needs. In other words, you wouldn’t have to live in fear of a surprise expense causing your finances to take a nosedive. You could keep your life moving forward in a positive direction without changing your day-to-day routine or even having to give up your car. Since Florida title loans are not illegal, take control of your money now and submit the application on this page.

FL Car Title Loan Online Application

Our straightforward application is designed for busy people like yourself. In today’s day and age, no one has the time to devote to a lengthy application process and frankly, no one wants to spend their time filling out paperwork. Since you can get a car title loan online, you never have to leave the comfort of your own home. There are only three simple steps separating you from your money and one of our team members will be by your side every step of the way. Not only are title loans legal in Florida, but hundreds of people have already taken advantage of them for a wide variety of reasons. Find out how much money you can get with your car by getting started now.

How it works:

  • Use the form on this page to submit your car and contact details
  • Go over the finer points with a FL car title loan specialist
  • Pick up your money from a store close to home

Not only are title loans legal in Florida, but there are hundreds of locations scattered throughout the state. No matter where you live, we can guarantee there is a high-quality branch nearby. You will be able to collect your funds and drive off in the very same car you used to get your loan, because you can continue driving the entire time. We do not want to put a wrench in your plans by making you give up your reliable method of transportation. There is no longer a need to ask, “Are title loans illegal in Florida?” They are legal and you can get one by submitting the application on this page.

FL Auto Title Loan Nuts and Bolts

As is the case with any type of loan, there are certain rules and regulations lenders must follow. More specifically, title loan lenders must abide by Florida Chapter 357. Under Chapter 537, a written agreement must be signed by yourself and the lender prior to getting your money. The agreement must outline how much you are borrowing and what the interest rate will be. You must also receive the contact information for the Florida Department of Financial Services – the state agency that regulates title loans. The signed agreement should include any other details related to your loan and represents a binding contractual agreement. By laying out all the details up front, you can be sure you are getting a great deal based on your individual needs. Car title loans in Florida are a fast, easy, and legal way to line your pockets, so find out what all the buzz is about today.

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